All Fun & Gamification — The prevalence of gamification in the products and services we use everyday is creating a dangerous environment where people are willingly releasing information that is vital to their personal security. All in the name of convenience. Considering that virtually all products and services interfacing with payments now have KYC/AML functionality…

Who Really Knows — Does the yield curve even matter anymore? Are interest rates as important as they are purported to be? Do central bankers know what they are doing? Will MMT become the dominant line of thinking among our leaders and economic decision makers? Do the people running the governments of the world…

Examining Anxiety Surrounding Technology & Climate Change — As life progresses and I interact with a much larger and diverse group of individuals — each with her or his variation in mentality, disposition, background, and outlook — what becomes clearer is that most people firmly believe that general anxiety levels are on the rise. This is something I…

An Upside To Regulatory Compliance & Risk Management — While it appears that Bitcoin currently stands a chance at avoiding the sort of arbitrage detailed herein — due to the fact that fees are mingled with coinbase reward, meaning fresh UTXOs can still be tainted — who is to suggest that a new digital currency with a less decentralized…

Bitcoin Narrative Update — As we’ve seen the price of Bitcoin rebound healthily over the last few weeks, a lot of bulls are coming out of the woodwork. CryptoTwitter, newsletters, podcasts, and even the recent SF Bitcoin Conference are all touting mega bullish scenarios for the digital asset. While I have made my stance…

Defining the Retail Investor’s Primary Advantage — We hear it referred to so often in the investment world, in the world of sports, and more broadly, in the competitive world where sums of money are always on the line, and high performance is required in order to be deemed successful. “What is your edge?” Edge is what…

The Genesis Of Unicorns & The Global Construction Boom — So much has been said on the topic of quantitative easing, I find it foolhardy to rehash here. For a quick refresher, I recommend revisiting my posts on the topic here, and here. One of the most significant consequences of quantitative easing is a loss of price discovery. A healthy…

To this day we only have a small percentage of market penetration in what could become a global monetary phenomenon in crypto-assets. As the technology adoption curve graph that is so frequently floated around the space suggests, crypto-assets have the potential to do just that. …

A Lack Of Common Knowledge — As a technology, asset, philosophy, narrative, cult, or however you like to label it, crypto-assets remain insulated from broadly accepted common knowledge. As any behavioral economist will tell you, common knowledge is the single most important factor in any given narrative’s failure or success. To this day, crypto-assets are considered…